Bachmann delivers evangelical message at Liberty U (AP)

LYNCHBURG, Va. ? Republican presidential candidate Michele Bachmann on Wednesday told Christian students at Liberty University in Virginia "don't settle" for easy personal and political choices in life.

During a half-hour address to some 10,000 students at Liberty's weekly campus-wide convocation, she briefly tied a message mostly about personal values and responsibility to an appeal to reject President Barack Obama's agenda, including his health care reforms.

She made no mention of her GOP primary rivals in a talk laced with Scripture that took on the tone of a sermon.

Badly trailing front-runners Rick Perry and Mitt Romney and struggling in national polls, Bachmann sought a breakout moment with her base of support ? Christian conservatives.

Liberty's chancellor, Jerry Falwell Jr., said Bachmann won a recent student straw poll over the GOP field, largely because of her evangelical roots.

Bachmann evoked a few standing ovations and an occasional amen in speaking of her conversion to Christianity and how she would set her alarm for 5 a.m. as a teen so she could wake and read the Bible.

"Even though I hadn't been a drinker, even though I never did drugs ... even though I hadn't been chasing around, it didn't matter. I was a sinner," she said. "I radically abandoned myself to Jesus Christ."

She called abortion "the watershed issue of our time," noting that she had five children of her own and that she and her husband, Marcus, who joined her onstage, had taken in 23 foster children. She used it to pivot into a broadside against Obama's health care reforms.

"Obamacare is the first time in the history of our nation that we have taxpayer-subsidized abortions," she said. "When it comes to Obamacare ? and I have been involved in this fight for some time now ? I will tell you, unless we repeal (it) in 2012, we will have socialized medicine for the United States' future."

And the applause lines kept coming.

The leader of the House's Tea Party Caucus said conservatives have to stand against federal takeovers of U.S. industries, including the automotive, banking and insurance industries the government bailed out during the recession.

"And we can't settle when it comes to America standing up for our greatest ally in the world, Israel," Bachmann said.

The "don't settle" theme has become the dominant message of Bachmann's campaign in recent days. She hit it hard in appearances in Iowa on Monday.

Bachmann spent part of Wednesday campaigning in South Carolina. In a radio interview in Greenville, she criticized Perry's financial dealings, comparing the Texas governor's use of a state economic development fund to Obama's support for a now-defunct California solar energy company that received a $528 million loan from the president's stimulus program.

"Gov. Perry set up a fund in Texas and he gave $35 million and a grant to a private company and there were donors in that private company. And that company said they'd create 5,000 jobs. They didn't create any jobs," she said.

A similar charge was made by Perry's Democratic opponent during last year's race for governor. Perry campaign spokesman Mark Miner dismissed Bachmann's criticism and said, "She's just throwing garbage at the wall to see if it will stick."

Miner said the Texas Enterprise Fund is a national model that's created 59,000 jobs and investments worth $4.7 billion with taxpayers putting up $439 million. If companies don't deliver promised jobs, they pay the state back with interest.

"It's completely off base," Miner said of Bachmann's charge. "This is a proven job-creation tool."

___

Associated Press writer Jim Davenport in South Carolina contributed to this report.

Source: http://us.rd.yahoo.com/dailynews/rss/education/*http%3A//news.yahoo.com/s/ap/20110929/ap_on_el_ge/us_bachmann_liberty_university

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Local Business Marketing Strategy - Article Marketing | Local ...

With so many ways to market your business, it can be hard to know what to focus on. Various methods have their benefits, but the best methods of marketing pack a punch in a number of ways. One of the best and quickest ways to build your business and website is article marketing.

Simply, article marketing consists of writing an article and having it published in different ways. You can do this online by submitting your article to article directories and other websites that are related to the topic of your article. If you put a link back to your site in the article or author box (and you should), you not only get traffic from those who read the article, but from search engines. Search engines crawl websites every day, and your article will grant you numerous backlinks, so you will place higher in search engine results.

There are offline benefits as well; you can submit your article to magazines and newsletters. Circulating articles in paper publications gives you an even wider audience to direct to your website. Even offline, article marketing costs are very low, primarily because you can use the same article over and over again. One article can be submitted to dozens of article directories, newsletters, and websites.

The best articles are relevant to prospective customers and clients, so make sure that articles address topics that would be valuable to them. Use striking titles that encourage people to read the entire article, and end the article with either contact information or a link to your website. The result is traffic, people interested in you and your product or service, and ultimately, sales.

Article marketing can be a simple, versatile way to publicize yourself both online and offline. If you aren?t sure what kind of articles to write or where to submit your articles, check out http://goo.gl/DhfJz.

David Carleton is a San Diego Local Business Marketing Consultant who specializes in showing small business owners how to spend less and get more from their marketing and advertising using low cost strategies in local business marketing, lead generation and conversion, Internet marketing and social media. To download a copy of the free report, ?7 Steps to Website Success?, go to http://LocalBusinessMarketingSuccess.com

Did you like this post? If so, click the Facebook ?like? or Google ?+1? button below and share it with your friends!

Tags: article marketing, internet marketing for local business, small business marketing

This entry was posted on Thursday, September 29th, 2011 at 8:00 am and is filed under article marketing. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

Source: http://localbusinessmarketingsuccess.com/blog/article-marketing/local-business-marketing-strategy-article-marketing-the-versatility-of-article-marketing/

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Are These Facts As Regards Car Finance Bad Credit True Or False ...

Having your own car was actually a luxury in the past. But today it has become a necessity to everyone. If you live in the outskirts and have minimal access to public transportation, having a car can be very beneficial in getting the daily work done. Day-to-day activities can become a tiring process if you are without a car. Even though a car is a necessity, it is a very expensive product and not everyone can afford to buy one without the help of a loan.

If you are among the many few who have a bad credit rating to their name, then obtaining a car financing loan could turn out to be a difficult process. But fortunately, there are financial institutions and lenders willing to help people who are suffering from bad credit yet who want to purchase a car. This is where car finance bad credit comes into play.

If you are in a financial crisis, a car finance bad credit loan can seem like a lifesaver. Just because you suffer from a lower financial position or have bad credit to your name, it does not mean you have to limit yourself from purchasing what you like. If it?s a car you want, a car finance bad credit loan can help your dream of owning a car come alive. Many people who suffer from over due bills, default payments, arrears, and other misfortunes find the car finance bad credit loan quite useful in their difficult times.

In cases like this, the lender is usually interested in a persons current repaying capacity and not what his or her past records show. But if they are to obtain the car finance bad credit loan, a person has to prove their current financial status, their income and expenditure records and employment.

When getting a car finance bad credit loan, it is important that you are aware of your repayment capability. Always make sure that you can afford the loan payments. It is best to choose an affordable loan for a lower cost even if it means that you won?t receive your car immediately. Car financing loans even if it is on a person with bad credit still means that the loan is secured on the car. Therefore, if a person is faced with the worst and finds himself in a difficult situation to pay back the loan, the car will be repossessed.

When you are in a financial slump, the different deals offered by financial institutions can seem very tempting at first sight. However, it is up to you to research each company and then apply on whichever that suits your budget.

To learn essential guide about loans and loan services and even about auto car loans, see this incredibly informative site.

Tags: bad credit, bad credit car finance, car finance, car finance bad credit

Category: Uncategorized

Source: http://hughesglobal.com/are-these-facts-as-regards-car-finance-bad-credit-true-or-false

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A Homeowner Can Save Substantially By Opting For Home Refinance

If a homeowner trades in his first mortgage for a new mortgage, then he is said to be going for home refinance. When a person opts for home refinance, his property will be valued and his credit history will be studied once again. The homeowner on his part can ask for a property report and see whether there are any more security interests or liens attached to the property. Once all these factors are determined and approved, the homeowner can meet the lender and go ahead for home refinance.

The money you get out of home refinance can be used to repay existing mortgage and helps you save money only if the current interest rates on the principal are lower than what you are already paying. You can use the home refinance amount to refurnish or repair his home, make additions or expand his property. You can also use the money for other expenses like medical bills or college fees. But, be careful when using the money for purposes other than the home because you will have two mortgage amounts to repay.

Here is the simple methodology that is followed in the home refinance process:
? Check credit
? Estimate property value against amount due
? Study interest rates
Get expert advice

Having a clean credit history will let you get quick home refinance at low rates. If there are any discrepancies, check and correct them. If you have owed any money, make sure that you have paid them correctly so that there are no outstanding amounts that will reflect poorly on your credit history.

Once this is done, you must check the property value against the outstanding mortgage amount. A real estate broker can help you get an accurate estimate of his property?s worth. If this value is less than what is still owed, then the home refinance rates will not be attractive. If the value of the property has appreciated considerably, you can go ahead and check out prevailing interest rates. You can take the help of internet to check the prevailing home refinance terms and interest rates offered by other top lending institutions and opt for the one who makes you the best offer.

It is always wise to get help from a well-established local real estate agent if you want to go for home refinance. He can give you accurate details of the existing real estate market, interest rates and other options like fixed rate refinancing, cash-out refinancing, adjustable rate refinancing and more. This will help you arrive at the best decision that will suit your personal budget. Using a specific refinance calculator can help you cover all your financial possibilities regarding home refinance.

A mortgage calculator meant for refinancing gives a person a good estimate about whether refinancing is a good option for his needs. You will need to enter information like current loan amount, term period, interest rate, refinanced mortgage, refinance costs, prepayment penalties, discount points, closing costs and so on. The mortgage calculator will indicate to the borrower if the current rate of interest will actually help him save on mortgage payments in the days to come. One can find these calculators in many mortgage sites.

The refinance mortgage calculator uses a break-even formula to give information on the value of refinancing. It will give you details about the difference in existing and future mortgage payments. This difference amount will be the savings you will make if you opt for home refinance. By dividing the closing costs of the new loan by monthly savings you will receive a break-even point, which will be stated in months.

If a homeowner plans to live long term in his home, the break-even analysis will show him that refinancing is a good option for he can then regain his investment. Consult your tax attorney too to ensure that your tax deduction amount can be reduced by lowering mortgage interest amounts. Get expert advice whether it is better to refinance now or wait for a few months. Analyze the market and make the right decision.

Article by John Hoots of Chicago, who is a specialist in mortgages. For more information on Chicago home refinance, visit his site today.

Source: http://www.10kadayonline.com/2011/09/a-homeowner-can-save-substantially-by-opting-for-home-refinance.html

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Travel Insurance coverage for more than 70- Some Thoughts before ...

Travel insurance for over 70s is hardly a matter of prime concern for many senior travellers when they are preparing a vacation. They may be so busy producing the last minute preparations that even the faintest believed of getting insurance does not run across their minds.
travel insurance over 70:Get the maximum of your golden age

In the golden years of one?s life, when the sun of life seems to be setting, 1 wishes to recharge the lost strength and relive the childhood yet again. Physical strength may possibly appear to be losing and but spirits are still substantial. Meeting family and friends, beach-side holidays and even adventurous trips towards the mountains- as a senior citizen, the entire globe is at your service! Hence, it?s better to look close to and buy optimum travel insurance for over 70 so that you can take pleasure in a carefree holiday.
International Travel Insurance:The diverse plans

Today, you can find several vendors providing insurance coverage plans based on the wants and requirements from the senior citizens. They have their plans specially designed for the individual?s desires. Travel insurance for over 70 typically demands the consumer to undergo specified medical checkups to assess the pre-existing conditions of seniors. The sum insured depends on the medical condition of the consumer. It is usually far better to share the right information as opposed to hiding something. A bit carelessness could cause problems although retrieving the claim.
Travel Insurance coverage for over 70:Restrictions

You will find, at instances, restrictions on the duration of travel (120-180 days). For men and women who travel regularly, specially ones who have kids residing in many cities, it?s much better to purchase a strategy that covers multi-city and is valid for a longer period of time. Typically, individuals have a tendency to become careless about safeguarding their very own interest and neglect the value of proper insurance program.

Most firms have specified exclusions especially for travel insurance more than 70. For this age group, some firms tend not to contain pre-existing medical situations. Because it is obvious that a lot of people acquiring travel insurance coverage for above 70 would be suffering from some frequent ailments associated to their age such as heart problems, diabetes, hypertension etc. it truly is recommended to choose plans that cover such conditions as in case of emergencies medical expenses may possibly run into thousands of dollars. Cost of repatriation of ashes (in the unfortunate occasion of death) and medical evacuation must also be deemed as the patient may want to go residence for additional treatments.

For adventure seeking individuals, travel insurance above 70 need to also incorporate compensation for injuries due to sports. It?s greater to confirm the inclusion just before finalising the program.

Typically, travel insurance for more than 70 incorporates fundamental coverage for example baggage loss, passport loss, delays and cancellations due to emergencies on either side: traveller in addition to cruise/airlines/trains. In such cases, reputed organizations even supply 24 hr assistance and help. It is constantly suggested to buy a plan from a firm which has wide network. Little companies which supply desirable bonuses, promotions and more affordable premium could not have a great network across several nations and may possibly prove futile, in situation of will need. An excellent investigation function carried out about the company?s background just before 1 finalises on a strategy, ensures a pleasurable expertise.

Even though selecting a strategy, one must study the fine lines prior to signing the contract. Largely, firms have their policies framed to safeguard their very own interests as it is incurs wonderful risks to insure folks of this age group. Some companies provide insurance coverage to men and women that are accompanied by co-passengers. Some organizations do not supply multi-city policy. It?s much better to checklist down the requirements and after that only finalise the plan. What may seem appropriate for a single person might not suit the requirements of other.

Some organizations offer program per illness which deem useless in situation the policy is for a shorter duration. That implies per claim, the individual gets a fixed sum of the total quantity covered. Joshua opted for this plan as the premium was less expensive. He insured himself for USD 100,000. When he fell ill in Paris and had to use the insurance, he realised that he could get only USD 20, 000 as the strategy held great for five claims. Rest of the expenditures had to be paid from his pocket and that undoubtedly turned out to become very expensive. He regretted later, nevertheless nothing might be completed then.

One ought to retain in mind that older the age, greater the cost of insurance. Travel insurance for above 70 appears to be a little costly, yet it is really worth it!

Source: http://www.accidentsclaims.net/travel-insurance-coverage-for-more-than-70-some-thoughts-before-you-travel/

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The X Factor reviewed: The heir to American Idol arrives.

Singers compete for $5 million on X Factor Fox has positioned The X Factor (continues tonight at 8 p.m. ET), its latest and loudest singing competition, as the heir to American Idol. The scheme is to render the series superlative in size, scope, and attitude. The winner of the $5 million up for grabs will be receiving "the biggest prize in the history of television." The announcer's tone implied that this was in fact the biggest prize in the history of money. The show supposedly elicited "the biggest turn-out for an audition in the history of Los Angeles." The X Factor held its open auditions in arena spaces, which added the excitement of a large audience and also opened the possibility that an unsuccessful auditioner might be thrown to the crowd and rended limb from limb after a displeasing rendition of "One."

The judges include scowling Simon Cowell, the tight-shirted talent scout; shrewd L.A. Reid, the Kingpin-domed record executive; and unpredictable Paula Abdul, forever your girl. They sometimes talk as if this is a Greek organization's bid session. "I can't be swayed," L.A. says, like a sophomore Tri Delt. The trio of hardened veterans is joined by Nicole Scherzinger, who has graduated from a singing squad of oily fembots called the Pussycat Dolls. Scherzinger replaces Cheryl Cole, who still appears in some early segments. Cole?a British pop star and a judge of the British edition of The X Factor?just wasn't right for this gig. But don't worry about her. Judging by Cole's accent, it's clear that she could easily find work as a street urchin selling flowers in a Dickens novel.

The leadoff auditioner was a cheerful tween named Rachel. She was a sweetheart at first glance and a nuisance at second. What would she do with $5 million? She'd buy her cramped family a new house. Aw, sweet. But she sounded as practiced as a sitcom starlet when she sassily added, "I'm a girl. I need my own bathroom." She redeemed herself by belting out some quality R&B and at third glance earned a pat on the head.

We went on to hear more rhythm and blues, The X Factor being more focused on soul than its competitors. Witness the single mother who said, "I don't wanna die with this music in me, Simon," and then poured herself into an Aretha Franklin number. Check out the Beyonc? bounce of one Simone Battle. Simon's expression communicated a stubborn refusal to be impressed by Simone's extraordinarily impressive hot pants. He glared with a skepticism about pretty girls in general. Simone had to rely on her talent to get to the next round.

Next, marvel at the young fellow calling himself Siameze. His acrobatic stage act drew on the gymnastics of James Brown in his prime, the lurid acrobatics of Prince circa "Erotic City," and the hair-whipping shimmy of Terence Trent D'Arby. "Girls are, like, way easy to get," said Siameze, whose plan for superstardom also involves launching an energy drink. Perhaps he will team up with Pepsi?product placements for which are amusingly ubiquitous here. We even see some people drinking it with their morning eggs. How ridiculous. Diet Coke is the breakfast cola of choice among everyone who's anyone. (But if you simply must drink Pepsi at an early hour, know that it pairs best, in my experience, with Boston cream pie.)

People like to talk about how reality TV attracts exhibitionists. This was literalized last night when a pervert at the Seattle audition dropped his pants, inspiring Paula Abdul to discreetly vomit. If we set him aside, the most memorable rejectees were the geriatric husband-and-wife team of Dan and Venita. They warbled off key through "Unchained Melody," wore clothes too transfixingly tacky to rate as vintage, and were mildly lobotomized in manner. If this were a tryout for a dinner-theater adaptation of a David Lynch film, they would have definitely gotten a callback.

At some point?when contemplating Siameze's neon mesh tank top, perhaps?Simon said, "You're very talented, but you're deluded." I'm baffled as to why the sentence required a but, as opposed to an and. I would advise any X Factor contestant?or any wannabe pop star in America, for that matter?to use your delusion.

Like Slate Culture on Facebook. Follow Slate on Twitter.

Follow Slate's?Television

Troy Patterson is Slate's television critic.

Still from X Factor by Ray Mickshaw/Fox ?2011 Fox Broadcasting Co.

Source: http://feeds.slate.com/click.phdo?i=e6d2fcd843b59c3da5900d1063743d11

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Video: Obama: ?Peace is hard work?

Sorry, Readability was unable to parse this page for content.

Source: http://www.msnbc.msn.com/id/21134540/vp/44617679#44617679

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5 steps to a successful business turnaround | SmallBusinessExecutive

5 steps to a successful business turnaround

?

By John Treace

Guest columnist

John Treace of JR Treace & Associates spent a decade helping to turn around struggling businesses.

I have taken part in many business turnarounds in my career, and time and again I have noticed the same problems: ineffective management, poorly defined culture, a weak team, lack of vision and the absence of a strategic plan. To turn around a struggling business, use the following steps. They apply to most departments within a company.

1. Assessing the Situation
First determine how the company arrived at its current state, whether it be bankruptcy or a minor crisis. When businesses fail, it is most often due to ineffective management. The people who created the problem in the first place will not know how to fix it, therefore providing them greater resources is a mistake: it wastes money and degrades employee morale. Also, failing businesses most often do not have good metrics to guide the business. Management should be able to clearly describe how the metrics it uses will predict future results.

Providing that the company?s products or services are competitive, the issues affecting the performance of a sales team can range from an ineffective sales process to low morale. I have never seen a ?bad? sales team, but I have seen plenty of lousy processes and low morale. Gain insight by getting close to the company?s sales force, sales processes and customers to determine why sales are not progressing to plan.

2. Defining a Winning Culture
Companies in need of a turnaround usually have ill-defined culture. Test this by asking salespeople to describe the company culture as they perceive it. In failing businesses, employees will not be forthcoming, and answers will vary from person to person. Especially when a company is charting rough waters, it is imperative that the sales team embrace a unified culture, one that will define success.

Core values define corporate culture, and companies without them tend to wander and underperform. ?Core values are like the Ten Commandments. They are simple action statements that describe the principles the company believes in, not fuzzy declarations that can be interpreted at the whim of management. They should be published and posted throughout the company, and employees should know that disciplinary action will follow their violation.

?Tell the bad news first, not last? was a core value we used at one company. If we were not able to make a customer delivery on time or if we expected to miss our sales forecast, we were expected to give fair warning to the customer or the CEO respectively. This core value became a cornerstone of this company?s customer service. Another core value was: ?Do the right thing for shareholders, customers and employees, and don?t take a position that favors one over another.?

3. Managing People
People are the most important component of any organization. When companies fail, it is almost always due to ineffective management. In a business turnaround, it is important to identify who stays and who goes. Powerful managers surround themselves with high performers.

Over the long term, who you hire is more important than who you fire. Look for a track record of success. Then assure them they can trust management?s word, that management has their best interests at heart and that management is committed to distinction in all that they do. High performers want to be on a winning team and if they think management can?t accomplish this, they will look for employment elsewhere.

4. Creating a New Vision of the Future
When companies fail, employee morale and confidence is degraded, and many high performers will look for employment elsewhere. Most employees in these situations want their company to prosper, but they don?t know how to accomplish it. In these situations, it is imperative that a new vision for the company be formulated and effectively communicated to all employees.

When the new vision is communicated, expect employees to fall into three categories: those who embrace it with enthusiasm, those who sit on the fence to wait and see how things go and those who do not buy in but instead resist the change and are open and verbal in their opposition. The sooner management resolves these last two groups, the better. The fence-sitters and the resisters must quickly reverse their positions and enthusiastically support the new vision?or find employment elsewhere. The sooner management converts these groups, the better. Powerful companies embrace a vivid vision of the future and employ sales representatives who are confident in their management and in their employment with the company.

5. Developing a Strategic Plan
Once a turnaround-management team has defined the core values, culture and vision of the future, effective strategic planning can begin. The strategic planning process should include the top management members who will be charged with implementing the plan. The planning sessions should not be held in secrecy, because when workers find out, they will become suspicious as to why the meeting was held. No one likes secret meetings that may define his or her future, and salespeople are especially sensitive to this. After the plan is finished, inform employees promptly as to the outcome and how the plan affects their future. Powerful companies have solid strategic plans, and they effectively gain employee buy-in.

Pulling off a business turnaround takes an intimate understanding of a business, including its customers, products, sales process and employees. Powerful leaders and managers will clearly communicate the culture and vision to gain strong employee support. Since the turnaround process should be completed in a short time period, management should apply all the tools available, including third-party consultation.

With the proper tools and an understanding of these five steps, companies will be on the road to success.

John R. Treace, founder of JR Treace & Associates, a sales management consulting business, has spent more than 10 years specializing in the restructuring of sales departments of companies that were either bankrupt or failing. Treace is also the author of the new book, ?Nuts & Bolts of ?Sales Management: How to Build a High-Velocity Sales Organization.?

?

Ann Meyer

By: Ann Meyer on September 22, 2011.

Posted by Ann Meyer on Sep 22nd, 2011 and filed under Columns. You can follow any responses to this entry through the RSS 2.0. You can leave a response by filling following comment form or trackback to this entry from your site

Source: http://www.smallbizchicago.com/2011/09/5-steps-to-a-successful-business-turnaround/

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VoIP Phones, How It Works and How it can Benefit You | Oval Egg ...

Checkout the composition below on "VoIP Phones, How It Works and How it can Benefit You" Though a large amount of the time this subject matter has not been given it's due part in the media but now common people are chatting about VOIP and sharing information concerning VOIP. It is greatly suggested that you take your time reading through this piece of writing instead of speed reading it, which might lead to several missed points.

This and many other content pieces here are written by Abraham David. Please link to this page if you take this piece of writing for whichever reason. Article on "VoIP Phones, How It Works and How it can Benefit You" starts after this.

Article Starts from Here:

With the advancement of communications technology, people are now able to communicate at a much reliable rate. Garbled conversation or delayed data transmission and reception are now considered as a thing of the past and state-of-the-art telecommunications technology are now being used to provide quality services for consumers all over the United States.

Today, one of the most widely used tools for communication is the internet. Through the internet, you will be able to communicate with your loved ones or your business associates through email. The internet is also used for shopping, for conducting business and for sharing computer files.

However, communication is the primary tool that the internet is used for. Because of this, another kind of communication tool is used and is now widely available for people today. In fact, many people are now getting this communication tool and are now replacing their conventional landline phones. This new kind of communication tool is called VoIP or Voice over Internet Protocol.

VoIP offers the latest technology in communication. You may ask what?s so great about VoIP that many people are now replacing their conventional landline phones with it. First of all, VoIP works just like your conventional landline phone. However, unlike conventional landline phone, VoIP uses the internet to transmit and receive audio data. This means that by using VoIP, the phone instantly converts your voice to digital data and transmits it over the internet.

Because VoIP converts your voice to digital data and is transmitted over the internet, communication will be much faster and also much more reliable than other forms of telecommunications.

Another thing about VoIP is that because it uses the internet for transmitting receiving digital data, calls are much cheaper than conventional landline calls. If you compare a 5 minute overseas call made between VoIP and a conventional landline phone, you will see that the call made from VoIP is much cheaper than the same call made using the conventional landline phone.

Warning: Whatever thing within this composition is individual opinion of its author on "VoIP Phones, How It Works and How it can Benefit You", you have to do your own study to come up with correct facts. Please ask a specialist of the applicable field. OvalEgg.com is not responsible for any damages of any kind that may arise from applying information contained in this article.

These are some of the reasons why VoIP is now gaining a foothold in the communications industry. In fact, many people are now considering getting rid of their old conventional landline phones and subscribe with VoIP service providers.

VoIP phones are also unique from conventional landline phones. VoIP phones are also called IP phones. Although it looks a lot like your conventional landline phone, it uses the RJ-45 connector instead of the RJ-11 that conventional phones use. The RJ-45 connector is what you use in your Ethernet. With this connector, it can be connected to your computer with an active internet connection or connected directly to your internet connection.

The IP phone is also integrated with a power plug to plug it in your power outlet to provide electricity.

Another way to get a VoIP phone is through the ATA. With this kind of tool, you will be able to convert your analog phone into an IP phone. The ATA stands for Analog Telephone Adapter. This particular tool is an analog-to-digital converter and is connected to the router which provides the internet connection.

Your computer can also be a VoIP phone. All you need to do is purchase a low-cost software program or download it for free over the internet, a microphone and a speaker to communicate.

As you can see, there are a lot of ways you can get a VoIP phone in your house. You have to consider that you should have an existing high speed internet connection in order to effectively use VoIP. It is important that you should have an active high speed connection because VoIP relies on high speed internet to efficiently transmit and receive digital data.

One downfall of VoIP is that it is dependent on outside power for it to work. Unlike your conventional phone line that has an independent power supply inside the telephone lines, VoIP phones will not work in case of power failure or a black out.

However, if you can live with this kind of disadvantage, and you still want to have access to free or low-cost long distance and overseas calls, you should consider getting VoIP.

In the future, you will also be able to see wireless IP phones that will soon come out of the market. If you are in a hotspot Wi-Fi signal, you will be able to place a call just like what you would do in a mobile phone.

VoIP is definitely one of best kind of communication tools ever developed.

Thanks for spending time on this article. If you are planning to take this composition for your use in any way, please link back to this page. I hope you appreciated what I wrote on "VoIP Phones, How It Works and How it can Benefit You". I would be pleased to know what you think about it, negative or positive. Please put down a comment below and show me you are alive.

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Romney questions Perry's stance on Social Security (AP)

MIAMI ? Republican presidential candidate Mitt Romney on Wednesday questioned how Rick Perry would fix Social Security as the focus of the GOP presidential race turns to senior citizen-rich Florida this week.

In a likely preview of a Thursday debate in Orlando, Romney took issue with Perry's contention in a recently published book that each of the 50 states would better handle the huge federal program.

"In my opinion, this does not work in any way, shape or form," Romney, the former Massachusetts governor, said at a town hall meeting attended by about 75 people." Romney also asserted that Perry called Social Security "unconstitutional" and added: "I believe it is constitutional. I think that's proven and settled."

While Perry indeed roundly criticized Social Security in his book, he didn't use the word unconstitutional. Rather, Perry branded the program the "best example" of the "fraud" and "bad disease" spread by Washington in Franklin Roosevelt's New Deal. Perry furthermore criticized the Supreme Court of that era for "abdicating its role as the protector of constitutional federalism."

Romney's criticism marks the start of an important three-day stretch for the GOP presidential field in the perennial battleground state of Florida. There's Thursday's debate, with events sponsored by the social conservative group Faith and Freedom Coalition stretching into Friday and a nonbinding test vote of party faithful on Saturday.

Perry, the Texas governor and current GOP front-runner in recent national polls, was also in Florida on Wednesday at a pair of private fundraisers, one in Fort Lauderdale and one in Palm Beach County.

While Perry made clear in his book what he thinks about Social Security, he hasn't provided specifics about what he would do if elected president to the program that millions of senior citizens depend on.

When asked in a recent interview with Time magazine how he would change Social Security, Perry said many ideas should be on the table. "The idea that we're going to write a Social Security reform plan today is a bit of a stretch from my perspective," he said.

Romney pressed that issue at his event early Wednesday.

Two large screens displayed questions about Perry's position on Social Security, such as what would happen if some states chose not to have any such system, and whether people would have to switch plans if they moved from state to state.

"There are a lot of questions I'd like to have answered to understand the nature of that plan," Romney said.

Perry spokesman Ray Sullivan accused Romney of "sounding like a Democrat, distorting the truth and trying to scare senior citizens."

"Gov. Perry has been clear that he will protect benefits for those at and nearing retirement and work with citizens, experts and elected leaders to fix Social Security financing for future generations," Sullivan said in an e-mail statement.

Romney said he, too, would propose financial fixes for Social Security, most likely a slight increase in the retirement age for younger workers and a decrease in the plan's growth rate for higher-income retirees.

"It can't keep going forever the way it is," Romney said.

_____

Follow Curt Anderson on Twitter: http://twitter.com/Miamicurt

Source: http://us.rd.yahoo.com/dailynews/rss/politics/*http%3A//news.yahoo.com/s/ap/20110922/ap_on_el_pr/us_republicans_florida

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Obama 25 minutes late for UN luncheon (AP)

UNITED NATIONS ? President Barack Obama was more than a little envious when he got up to toast U.N. Secretary-General Ban Ki-moon and the United Nations Wednesday.

The secretary-general, who spoke first at the annual luncheon he hosted for world leaders, thanked leaders from the 193 U.N. member states for re-electing him to a second five-year term in June.

"This is my fifth lunch with the distinguished leaders of the world, and I am very grateful for your strong support," Ban said. "I am very glad that it is not my last lunch, and we will have five more lunches in the coming five years."

Obama, who faces a tough campaign for re-election in November 2012, welcomed Ban's re-election and praised his "extraordinary leadership."

"A lot of us are envious of him because in running for a second term, he ran unopposed ? and he won unanimously," Obama said, as the presidents, prime ministers and monarch burst into laughter.

"I'm still trying to learn what his trick is," the president said to more laughter.

Last year, the luncheon toasts were delayed because Obama arrived 40 minutes late. The secretary-general and the VIPs were eating their first course when he showed up.

This year, Obama did better, arriving just 25 minutes late.

Obama was seated between Ban and Sierra Leone President Ernest Bai Koroma, whose 2007 election was seen as a test of the West African country's emergence from the chaos of a decade-long war. He too faces a contested election next year.

Obama had a chance to chat with Koroma and other leaders at the head table as they savored a lunch of roast lamb with goat cheese and peppers, followed by a creme brulee dessert with red fruits, and washed down with wines ? a French white and a California red.

The rulers of Bahrain and Qatar were seated there as was King Abdullah II of Jordan, the presidents of Georgia, Peru and Niger, President Lee Myung from Ban's native South Korea, and Salva Kiir, the president of newly independent South Sudan. That country became a U.N. member state in July.

In his toast, the secretary-general thanked "the United States and its generous people for hosting the United Nations the last 66 years."

And Ban offered a special thank you to New Yorkers.

"In the last month, they have faced an earthquake, then a hurricane and now a perfect storm of the world's leaders, creating a lot of traffic jams," he said. "We are very grateful for their presence."

Source: http://us.rd.yahoo.com/dailynews/rss/un/*http%3A//news.yahoo.com/s/ap/20110921/ap_on_re_us/un_general_assembly_luncheon

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Rob Kardashian Feels "Insecure" About Flaunting Bod on DWTS (omg!)

Is Rob Kardashian ready to doff his top and wear sequined spandex on Dancing with the Stars?

Not exactly. Reality TV's most famous kid brother, 24, makes his debut on the dance competition Monday night with pro partner Cheryl Burke -- and admits to Us Weekly (in a new exclusive, weekly chat) that costume fittings are just "whatever" for him right now.

PHOTOS: Rob and the entire family party at Kim Kardashian's wedding

"If I was in better shape, I honestly wouldn't care," explains Kardashian, who revealed last month that he now weighs over 200 pounds and wants to slim down during the show. "Obviously I'm a little insecure about certain things right now...I'm just not used to dancer clothes."

In rehearsals, Kardashian says he's noticed a "little" change in his body. "I still eat pretty bad," he admits, "If I were to take it another level up and eat well, I feel like I would notice more of a change."

PHOTOS: Meet the entire cast of this season's DWTS

The star wants his weight to drop down to the "180s," and admits that he's indulged in pizza, donuts and ice cream at the studio.

And his entire famous family will be in the audience for Monday's show, he confirms: "All of my sisters, my mom [Kris Jenner] and Bruce."

PHOTOS: Stars who've slimmed down

Thankfully, he hasn't had any rehearsal meltdowns -- yet. "We will make it work, and [Cheryl] won't make me look crazy. I've definitely gone home during the first week and been exhausted and, like 'What am I doing?! This is so hard and so frustrating!' But if I can do this, then anyone can -- I have no rhythm, and I'm not crazy-coordinated."

His newlywed sister Kim, 30, hasn't offered any makeup advice so far. "I hate the makeup!" he tells Us. "I really hate that part, but I gotta just deal with it."

PHOTOS: The Kardashians as kids

In the meantime, he's been sizing up the competition -- including Chaz Bono, the show's first-ever transgendered contestant. "He's a cool guy, and funny -- and he dances pretty good, actually," he says, dismissing the controversy over Bono's part in the show. "I just don't care about all that stuff. You are who you are, and it has nothing to do with anyone else."

PHOTOS: Amazing DWTS body makeovers

The show's biggest hottie? Sorry, Kristen Cavallari -- Kardashian says Elisabetta Canalis has this season's most banging body.

"She is in nice shape!" he marvels of the 33-year-old Italian beauty (and George Clooney ex).

DWTS premieres on ABC Monday night at 8 p.m. EST.

And be on the lookout for more exclusive DWTS scoop from Rob Kardashian every Monday at Us Weekly!

Get more Us! Follow us on Twitter, Friend us on Facebook, Subscribe to Us Weekly

Source: http://us.rd.yahoo.com/dailynews/rss/entertainment/*http%3A//us.rd.yahoo.com/dailynews/external/omg_rss/rss_omg_en/http___omg_yahoo_com_news72496/42983201/*http%3A//omg.yahoo.com/news/rob-kardashian-feels-insecure-about-flaunting-bod-on-dwts/72496

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Google+ Hits Beta With 9 New Features Including Search, Mobile Hangouts, And Open Signups

In the roughly 90 days that Google+ has been available, Google says that they've made 91 different improvements to the service. Today brings nine more ? a few of which are big. First and foremost, Google+ finally has search. Yes, I know it's hard to believe that a service built by Google launched without it, but it did. Now Google+ allows you to search for people and posts simply by using the search box at the top. Of note, you can filter results by either "Best of" or "Most recent". This also allows you to search the Sparks feature, which is still underdeveloped.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/T4lZu7r6CZM/

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Islamic party protests turn violent across Bangladesh (Reuters)

DHAKA (Reuters) ? Street marches by members of Bangladesh's biggest Islamic party seeking the release of its leaders from jail turned violent across the country on Monday, with at least 70 people wounded in clashes, witnesses said.

Activists belonging to the Jamaat-e-Islami party, many carrying sticks and throwing rocks, fought running battles with steel-helmeted riot police in Dhaka and set at least 30 vehicles on fire.

Twenty people were wounded and police detained nearly 25, the witnesses said.

"The violence has spread through a large part of the city, with smoke from the burning vehicles filling the sky," a witness said.

There were similar clashes in Chittagong, Comilla and other cities in which 50 people including police were injured.

Police said Jamaat called the marches to demand the release of the party's top leaders who have been held in prison for months, facing charges of acts of genocide during Bangladesh's 1971 war of independence against Pakistan.

Jamaat, a political ally of the main opposition Bangladesh Nationalist Party (BNP) led by former prime minister Begum Khaleda Zia, has vowed to free their leaders and support BNP's campaign to oust the government of Prime Minister Sheikh Hasina from power.

The government has rejected BNP's demand for early elections, saying there will be no vote before Hasina completes her five-year term at the end of 2013.

(Reporting by Anis Ahmed & Serajul Quadir; Editing by Nick Macfie)

Source: http://us.rd.yahoo.com/dailynews/rss/asia/*http%3A//news.yahoo.com/s/nm/20110919/wl_nm/us_bangladesh_violence

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Understanding About New Guidelines For Excessive Blood ...

At this time, high blood pressure treatment emphasizes way of life as much as medicine. Approaches to decreasing blood pressure can also contain utilizing alternative medicines to supplement conventional medication.

In other phrases, sole reliance on drugs is now being replaced by extra complete strategies of disease management.

One of the centerpieces of this approach is changing a sedentary lifestyle with a more energetic one. Physical activity may be very helpful in lowering hypertension.

Rising ranges of bodily fitness has many benefits including bringing blood pressure closer to normal levels. Of course, taking over an train routine must be done beneath medical supervision, particularly if the affected person has been main a sedentary lifestyle.

Train additionally cuts down on extra weight, which is one other issue that pushes up blood pressure above normal levels. There is a sturdy correlation between obesity and hypertension and the latter can often be managed by taking care of the former.

Stress is a big consider most people?s lives these days. And stress can contribute considerably to hypertension. Subsequently modern therapy for hypertension consists of making sufferers conscious of the components that contribute to emphasize levels.

They are additionally taught to manage these stress factors better. That includes managing the stress-causing conditions better in addition to managing the patients? inner reactions to the stress. The latter can embody, amongst other things, yoga, meditation and relaxation exercises.

Many stressors cannot be eradicated, however may be successfully reduced. Both work and home related stress needs to be managed to assist management high blood pressure.

A nutritious diet is, after all, important for hypertensive patients. They are advised to avoid excessive consumption of dairy merchandise and salt. Blood pressure might be controlled much more easily when weight-reduction plan is managed well.

Alcohol consumption needs to be moderated or eliminated. Now, there is some evidence that alcohol in small quantities can actually be beneficial to the body. Nonetheless, continued extra consumption of alcohol puts considerable pressure on many organs of the body together with the heart. Part of the issue arises from the sheer bulk of alcohol, particularly if beer is consumed.

Meals like garlic and onions as well as some herbs have been found to contribute to lower blood pressure. Herbs that include an amino acid called L-arginine are stated to be useful for this purpose. Using alternate drugs must be achieved only beneath sufficient supervision.

There are additionally newer medication to control high blood pressure, together with calcium channel blockers. A few of these medicine effectively counteract unintended effects attributable to medication.

Excessive blood pressure remedy has evolved into a properly-rounded strategy that relies on more than just treatment to handle the condition.

In case you crave additional knowledge concerning foods to lower blood pressure, swing by Kira Shridoel?s Site instantly.

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Source: http://duodemain.com/understanding-about-new-guidelines-for-excessive-blood-pressure-remedy.html

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Plane in NV crash had 'radical' changes to compete

This Wednesday, Sept. 15, 2010 photo, shows long time Reno Air Race pilot Jimmy Leeward with his P51 Mustang. A spokesman for Reno's National Championship Air Races says the P-51 Mustang that crashed into a box seat area at the front of the grandstand Friday, Sept. 16, 2011, at the air race was piloted by Leeward. (AP Photo/The Reno Gazette-Journal, Marilyn Newton) NEVADA APPEAL OUT; NO SALES; MAGS OUT

This Wednesday, Sept. 15, 2010 photo, shows long time Reno Air Race pilot Jimmy Leeward with his P51 Mustang. A spokesman for Reno's National Championship Air Races says the P-51 Mustang that crashed into a box seat area at the front of the grandstand Friday, Sept. 16, 2011, at the air race was piloted by Leeward. (AP Photo/The Reno Gazette-Journal, Marilyn Newton) NEVADA APPEAL OUT; NO SALES; MAGS OUT

Sean Moran picks up a petal from a memorial site of signs, flags, candles and a balloon in Reno, Nev., Sunday, Sept. 18, 2011, near the airport where the Reno Air Races were held. The Reno Air Races was can celled after pilot Jimmy Leeward crashed his plane on Friday, killing nine people, including himself. (AP Photo/Paul Sakuma)

Patient Ed Larson listens during a new conference at a hospital in Reno, Nev., Sunday, Sept. 18, 2011 about the injuries he sustained after a plane crash. The Reno Air Races was canceled after pilot Jimmy Leeward plane crashed on Friday that killed nine people, including Leeward, authorities say. Injuries are shown on the head at upper right. (AP Photo/Paul Sakuma)

Security directs traffic at the entrance of an airport where the Reno Air Races was held in Reno, Nev., Sunday, Sept. 18, 2011. The scene of the Reno air race crash that killed nine people, including the pilot, on Friday shows the violence of the plane's missile-like impact, a crater in the tarmac roughly 3 feet deep and 8 feet across with debris spread out over more than an acre. (AP Photo/Paul Sakuma)

Flowers, stuff animals, and candles are seen at the airport where the Reno Air Races were held, Sunday, Sept. 18, 2011, in Reno, Nev. The scene of the Reno air race crash that killed nine people, including the pilot, on Friday shows the violence of the plane's missile-like impact, a crater in the tarmac roughly 3 feet deep and 8 feet across with debris spread out over more than an acre. (AP Photo/Paul Sakuma)

RENO, Nev. (AP) ? The World War II-era plane that plummeted into an air-race crowd like a missile bore little resemblance to its original self. It was rebuilt for speed, if not for stability.

The 65-year-old "Galloping Ghost" underwent years of massive overhauls that took a full 10 feet off its wingspan. The ailerons ? the back edges of the main wings used to control balance ? were cut from about 60 inches to 32.

Pilot Jimmy Leeward had said the changes made the P-51 Mustang faster and more maneuverable, but in the months before Friday's crash even he wasn't certain exactly how it would perform.

"I know it'll do the speed," he said in a podcast uploaded to YouTube in June. "The systems aren't proven yet. We think they're going to be OK."

Investigators don't yet know what caused the plane to pitch sharply into the crowd at the National Championship Air Races in Reno, killing nine people, including Leeward, and injuring dozens. They have focused on the "elevator trim tab" ? a piece of the tail that helps the aircraft maintain lift and appeared to break off before the crash.

In the highly competitive, bravado-filled world of air racing, pilots go for broke on the ground and in the sky, hitting speeds of 500 mph. Leeward is the 20th pilot to die at the air races since they began 47 years ago, but Friday's crash was the first in which spectators were killed.

"Pilots are a special breed of confident, intelligent, driven perfectionists," said Ken Quick, a commercial airline pilot and a crew member for one of the teams that raced Friday. "They know what they do is dangerous and demanding, and they eagerly embrace both."

Leeward's own website alludes to the dangers ? and bragging rights.

"These guys are always on the edge knowing one wrong move, in one split second, could mean the end," the Leeward Air Ranch Racing Team website says. "NASCAR at 200 mph? Indy at 230 mph? Top Fuel at 300 mph? Mere Childs play. Welcome to the Big League."

Leeward had said the plane underwent several years of modifications before Friday's race, including lopping five feet off each wing, but he hadn't revealed many of the specifics. In the podcast, he called some of the changes "extremely radical," compared some to systems on the space shuttle and explained that he had increased the plane's speed capabilities to be more like those of a modern fighter jet.

"To control the airplane in the wind, and in different circumstances if anything happens, you need those types of speeds. You need jet speeds," he said.

Leeward was rounding a bend at dizzying speeds Friday when his plane took an oddly upward pitch, narrowly missing the packed grandstand. It then twirled just a few hundred feet off the ground and nose-dived into a section of VIP box seats, blasting out a 3-foot-deep, 8-foot-wide crater in a hail of metal, chairs and body parts.

Noah Joraanstad was blown off his feet as he tried to run away. Shrapnel hit his back, and he was covered in aviation fuel that burned his skin as spectators tried to wash it off.

From his bed Sunday at Northern Nevada Medical Center, where nine stitches were put in his head, Joraanstad said that when he looked back at the wreck, the plane was just gone.

"The biggest pieces I could see, it looked like just someone sprinkled Legos in every direction," said the 25-year-old, a commercial pilot from Alaska.

Officials said 69 people were treated at hospitals, including 36 who have been released. Nine remained in critical condition Sunday. Only two of the spectators killed had been identified by Sunday afternoon: Michael Wogan, 22, of Scottsdale, Ariz., and Greg Morcom of Washington state.

Memory cards that may have come from the plane were found at the scene. The Galloping Ghost had a camera that faced outward, and the NTSB said the cards will be analyzed to see if there is any video.

FAA spokesman Ian Gregor said officials thoroughly vet all aircraft modifications before the planes are allowed to race. Reno Air Race Association technical experts also examine them to ensure they are air-worthy.

National Transportation Safety Board spokesman Terry Williams said his agency would look into the oversight of modifications to Leeward's plane as part of its investigation.

"We're not saying they did something right or wrong in this accident," Williams said. "We look at all angles in every accident investigation we do."

Pilot Ray Sherwood of Placerville, Calif., who raced at Reno from 1986 to 2005, said he's convinced that the crash was caused by modifications leading the trim tab to snap off. He said the same problem caused a modified P-51 Mustang to plunge into a neighborhood during the races in 1999, killing veteran pilot Gary Levitz.

Aircraft experts said losing the part could have forced Leeward to yank the plane up too fast, possibly overcorrecting and stalling, meaning the engines would be running but air breaks up over the wings, causing it to lose lift. He probably would have been able to pull out of it safely if he hadn't been at low altitude, they said.

"Assuming the aircraft had no other problems, and assuming the pilot had no problems, if he had enough altitude, you can easily get out of that no big deal ... Matter of fact, the P-51 was designed for that," said Ken Liano, a structural engineer and aircraft consultant. "But that's one of the problems with low-altitude flying: There's no time to correct."

Pilots modify their old P-51s to compete, but the alterations put additional stress on the aircraft, Sherwood said.

"If they are going to go as fast as they can, they have to modify the plane," he said.

Pilots were competing for a total of about $1 million in prize money, but Sherwood said the sport is really about the thrill. He said a P-51 like Leeward's would cost about $2.5 million.

"You can't make any money racing airplanes. It's too expensive to buy and maintain them," Sherwood said. "You do it for the love of the sport."

Leeward, 74, was a veteran racer who flew in more than 120 events and served as a Hollywood stunt pilot for movies including "Amelia" and "The Tuskegee Airmen." He has been described as a passionate pilot, a stickler for safety and an aggressive competitor.

In the June podcast, he chided a competitor to come take him on.

"I've got a standing $10,000 offer ... if he would come back, get in the airplane and fly it in the race. I'll pay him $10,000 cash on the table before he takes off just to get him in that race because when I beat that airplane, I want him in that seat," Leeward said.

Leeward's plane had a minor crash at the air races almost exactly 41 years ago. According to two websites that track P-51s that are still flying, it made a belly landing away from the Reno airport. The NTSB report on the Sept. 18, 1970, incident says the engine failed and the plane crash-landed short of the runway.

The future of the races is unclear. Joraanstad, the injured spectator, said he doesn't want to see the races end "but when you see people go through that much pain and people die, I don't know if it's worth it.

"It's just kind of that last edge ? frontier of flying ? where there's no limits, really, with the amount of power you can put in your plane," he added. "It's kind of the ultimate rush just to even watch these guys do what they do."

___

Brian Skoloff reported from Salt Lake City. Associated Press writers contributing to this report include AP Airlines Writer Joshua Freed in Minneapolis; Haven Daley, Scott Sonner and Don Thompson in Reno; Holbrook Mohr in Jackson, Miss.; and Michelle Rindels, Cristina Silva and Oskar Garcia in Las Vegas.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/3d281c11a96b4ad082fe88aa0db04305/Article_2011-09-18-Air%20Show%20Crash/id-1a0ffa1191fa45aeaaef30fb449281a4

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ITF: Nadal can't blame Davis Cup for busy calendar (AP)

CORDOBA, Spain ? Rafael Nadal shouldn't blame the Davis Cup for the crowded tennis schedule after playing the event infrequently in recent years, the head of the International Tennis Federation said Saturday.

Nadal was again critical of the busy schedule Friday after winning the first match in Spain's 2-0 Davis Cup semifinal lead over France. It came four days after he lost the U.S. Open final in New York to Novak Djokovic. Asked if players could strike over the convoluted calendar, Nadal did not rule out "strong action."

But ITF president Francesco Ricci said Nadal's argument was "inconsistent."

"Nadal has all the right to feel tired after playing 70 matches this year, but that's not the fault of the Davis Cup, which he has played only three times in the past two years," Ricci said at Cordoba's bullring.

Nadal helped Spain lift the Davis Cup trophy in 2009.

"Nadal says we don't listen to the players but the date of the Davis Cup was changed against the wishes of the ITF and its president," Ricci said. "We still feel the dates, especially those in September, are not right."

Nadal was among a group of top players ? including Roger Federer ? which lobbied the ITF to move Davis Cup dates to the week after Wimbledon and the U.S. Open in 2009.

Nadal said organizers only cared about money and not the players' health in remarks Friday. Talk has emerged about making the Davis Cup a biannual tournament, but Ricci said was "nonnegotiable."

"Playing Davis Cup can't just be about money, you also have to give something back to the sport," Ricci said.

Source: http://us.rd.yahoo.com/dailynews/rss/sports/*http%3A//news.yahoo.com/s/ap/20110917/ap_on_sp_te_ne/ten_davis_cup_nadal

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Skeptical Dems get W.H. jobs pitch (Politico)

Top White House advisers took their sales pitch of President Barack Obama?s jobs plan to a skeptical audience Thursday afternoon: Senate Democrats, many of whom have already been openly critical of the $447 billion plan.

White House senior adviser David Plouffe and Gene Sperling, the director of the National Economic Council, spoke to Senate Democrats during a 90-minute private meeting, during which they showed polls and focus-group results that showed the public?s backing for Obama?s jobs plan.

Continue Reading

Obama echoes: 'Pass this bill'

Democrats on the Hill aren?t rushing to embrace the package, which the White House is desperately trying to sell both on the road and to congressional Democrats as an elixir for an ailing economy.

Several senators openly acknowledged that Democratic members had quibbles with the bill. Sen. Chuck Schumer (D-N.Y.), the Senate?s messaging chief, insisted to reporters that the meeting showed Democrats were ?unified? on Obama?s jobs plan, but added that there were ?lots of concerns,? which he refused to specify.

?It was informative and we?re on the same page and we?re on the same team,? Schumer told reporters. ?People brought up their concerns, which people always have.?

Senate Majority Whip Dick Durbin, struck an overall upbeat tone on the jobs bill but acknowledged ?controversy? on Obama?s proposals on how it would be paid for.

?Not surprisingly, the people who are from the oil-producing states are not wild about the elimination of oil subsidies,? Durbin told reporters. ?So you know, we?re not going to get 100 percent of our caucus.?

Several congressional Democrats in recent days have publicly criticized elements of the Obama?s American Jobs Act, whether it was how it was paid for, that it didn?t include enough infrastructure projects or that it contained a payroll tax cut that could drain funds from Social Security.

Republicans have seized on the criticism, pointing to the remarks as evidence that support on Capitol Hill of Obama?s jobs plan was widespread and crumbling.

But Senate Democrats sought to push back on that notion on Thursday.

?There?s a lot of support in our caucus,? added Sen. Debbie Stabenow (D-Mich.), who?s up for reelection in 2012. ?I wouldn?t say they were there to alleviate concerns; I would say they were there to explain it.?

Sperling and Plouffe both kept their remarks minimal after emerging from the meeting.

?We?re just focused on making sure we convince the American people that this is the right way to go to create jobs [and] convince as many Democrats here as we can,? Plouffe said. ?And I think the vast majority of them are excited about doing it.?

Manu Raju contributed to this report.

Source: http://us.rd.yahoo.com/dailynews/rss/politics/*http%3A//us.rd.yahoo.com/dailynews/external/politico_rss/rss_politico_mostpop/http___www_politico_com_news_stories0911_63634_html/42944323/SIG=11mnm8gda/*http%3A//www.politico.com/news/stories/0911/63634.html

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How to perform a pregnancy test pr CoCe home | Online Article ...

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Find the True Information on Real Estate Investment

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Source: http://www.freepressreleases.com/find-true-information-real-estate-investment/42203

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US losing its competitive edge due to high costs of higher education: OECD

The lack of financial assistance to offset rising costs of US universities is a major reason, according to the Organization for Economic Cooperation and Development (OECD).

The US is losing its competitive edge over other countries when it comes to the percentage of the population with higher education degrees, and much of that has to do with the rising cost of a university education, according to the Organization for Economic Cooperation and Development (OECD).

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The rate of enrollment of US students in higher education is now lower than most other OECD countries, said Andreas Schleicher, the head of indicators and analysis at the OECD, in a briefing with reporters Monday. The rising costs of the American education system and the lack of financial assistance to offset the increase are major factors.

"Many industrialized countries have moved beyond the US. A decade before, we were the benchmark of success," Mr. Schleicher said.

While the US still boasts the largest percentage of people with college degrees (26 percent), the rate at which other countries are catching up is evident once the population is broken down into age cohorts, as shown in the OECD's 2011 "Education at a Glance" report, released Monday.

The most stark indicator comes from an examination of two age brackets: 25-34 and 55-64. Among industrialized countries, one-third of people with higher education between the ages of 55 and 64 hail from the United States. In the 25-34 age cohort, that percentage drops to one out of every five people.

The number of countries from which the growing pool of highly educated people draws from is also expanding, Schleicher said. Twelve percent of college graduates come from China, but that jumps to 18 percent when looking at the 25-34 bracket.

"If you look across age groups, the US is quite alone in that young people are not better educated than people in the labor market," he said.

Low public spending on education

The US has the highest tuition costs among the OECD members, but its public spending on higher education is on par with that of many countries with lower tuition.

The US is one of four countries highlighted that did not increase its spending per student at all from 2000 to 2008. Meanwhile, eight countries ? including emerging economic powers South Korea and Mexico ? expanded their spending by 50 percent or more, according to the report.

US still No. 1 on quality

However, the US was out so far ahead that it still remains a very attractive country for foreign students, Schleicher said. The high rate of employment for US college graduates ? right now low for the US, but still higher than many other industrialized countries ? shows that educational quality is still strong.

Whether a quality education is affordable varies based on countries' loan and grant programs.

"When you have high levels of tuition, you need to ensure that students have really good access to public loans," Schleicher said, describing access in the US as only "reasonable."

In the US, loans are expected to be paid back in full, regardless of a graduate's employment status, but in some countries, college graduates only pay their loans back when they begin earning taxable income of a certain amount.

In those countries, students are more likely to pursue higher education, because they will not be burdened with debt unless they gain employment and the ability to pay those loans back, according to Schleicher.

Japan and South Korea also have high tuition costs and low levels of public-sector financial support, but education is so valued there that people put money aside for years in order to afford costly education, rather than giving it up, Schleicher said.

Source: http://rss.csmonitor.com/~r/csmonitor/globalnews/~3/_PfRk_2KYKI/US-losing-its-competitive-edge-due-to-high-costs-of-higher-education-OECD

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